$83.5 TRILLION
ARE CHANGING HANDS.
Capgemini World Wealth Report 2025 · 7.9M new millionaires · 70% lose inherited wealth by generation two
001 / CONTEXT
THE LARGEST WEALTH TRANSFER IN HISTORY IS UNDERWAY.
Over the next 22 years, US$83.5 trillion will shift to a new generation of wealth holders. Many will inherit. Few will know how to manage what they receive.
Williams & Preisser data: 70% of wealthy families lose their wealth in the second generation. 90% by the third. Not from lack of money. From lack of infrastructure.
The family office that receives $10M in mixed assets — real estate, cars, art, equity — has nowhere to go. Brokers charge 5–6% and expose the transaction. Portals go public. WhatsApp groups have no contract and no discretion.
That gap is the market. Brazil is where it starts.
433K verified millionaires · #1 private asset base in Latin America · The most sophisticated informal wealth network in the hemisphere
— UBS Global Wealth Report 2025
433K
Brazil
7.9M
Global
$83.5T
Transfer
002 / STRUCTURAL GAP
THREE FAILURES. ONE MARKET. ZERO SOLUTIONS — UNTIL NOW.
UNWANTED EXPOSURE
Listing a $5M asset on a public portal means your neighbors, competitors, the press and former partners all know you need to sell. You lose negotiating power before the first call. Wealth exposure. Reputational risk. No exit.
92% of UHNWI deals above $25M are closed off-market.
— Wealth-X 2024
MISALIGNED INTERMEDIARIES
The traditional broker earns 5–6% on close — not on value delivered. Their incentive is speed, not your outcome. No technology, no transparency, no accountability. The result: 6 to 18 months and a price that does not reflect what the asset is worth.
Average time to sell a luxury asset via traditional broker: 6–18 months.
MILLION-DOLLAR INFORMALITY
R$5M transactions happen in WhatsApp groups. No digital contract. No escrow. No audit trail. A wire transfer based on a handshake and a Word document. The risk is not rumor — it is systematic.
Zero platforms dedicated to private multi-asset HNWI transactions in Latin America.
003 / THE MODEL
SUMZERØ.
Not a marketplace. Infrastructure for wealth in transition.
A private network where verified members buy, sell and exchange premium assets — with counterparts at the same level. Every member is vetted. Every asset is documented. Every deal is structured, signed and tracked.
The entry currency is wealth. The circulation currency is trust.
INVITE ONLY
Entry by referral from an existing member + minimum $1M in verified assets
FULL VERIFICATION
Biometric KYC + document validation + mandatory digital NDA
AI-GENERATED PROFILE
Upload your documents once — AI builds your asset profile automatically
STRUCTURED DEALS
D4Sign digital contracts + specialist support on every transaction
Every member and every asset goes through manual approval. No one enters without verification. Nothing is listed without documentation.
004 / ASSET CLASSES
CROSS-LIQUIDITY IN ISOLATED MARKETS.
Real Estate
Residential, commercial, farms, commercial slabs, off-plan
Vehicles
Supercars, classics, armored vehicles, collectibles
Crypto Assets
BTC, ETH, stablecoins, verified positions
Private Equity
Startups, fund stakes, private M&A
Art & Collections
Paintings, sculptures, watches, jewelry
Fixed Income
CRI, CRA, debentures, premium bonds
Luxury Watches
Rolex, Patek Philippe, AP, Richard Mille
Haute Couture
Hermès Birkin, LV trunk, vintage Chanel
Wines & Spirits
Rare vintages, whisky, vintage champagne
Memorabilia
Sports cards, autographs, historical items
Aircraft
Executive jets, helicopters, aviation shares
Animals
Thoroughbreds, exotic birds, high-value breeding animals
Livestock
Elite herds, breeding bulls, premium breeding stock
Rare Dogs
Rottweiler, Cane Corso, Husky, rare & pedigree breeds
If it has value and requires discretion, it belongs in SUMZERO.
005 / PROCESS
FROM INVITE TO CLOSED DEAL.
YOU RECEIVE AN INVITE
Someone already inside believes you belong here. A link, 10 minutes, and the door opens.
FULL VERIFICATION
Our AI reads your documents, confirms your identity and creates your asset profile automatically. Facial biometrics. Digital NDA.
YOU JOIN THE NETWORK
Browse the network portfolio. See assets that would never appear on public portals. Make direct proposals.
NEGOTIATION WITH CONTRACT
Direct match between qualified parties. D4Sign contract. Support from a specialist team. Fully documented.
006 / ACCESS
COMMITMENT FILTER.
The price is not a barrier. It is a quality filter.
BASIC
- Network access
- 3 listed assets
- 1 invite
- Soma Zero Newsletter
- Commission from 1%
PRO
- Everything in Basic
- 10 assets
- 2 invites
- Portfolio analytics
- Verified badge
- Due Diligence AI
ELITE
- Everything in Pro
- Unlimited assets
- 3 invites
- Institutional relations
- Dedicated concierge
- Private M&A
22% discount on annual plan. First month free for early adopters.
Open spots: limited. The network grows +22% per month by invites. When capacity is reached, new members enter only when others leave.
007 / LANDSCAPE
WHY THERE IS NO ALTERNATIVE.
Every existing platform solves one piece: a marketplace for luxury listings, an auction house for art, an equity management tool. None connects verified private members across 12+ asset classes with NDA-enforced discretion, AI-generated profiles and structured deal support in a single product. SUMZERO is the first — and for now, the only.
008 / GLOBAL EXPANSION
SÃO PAULO → MIAMI → DUBAI → LISBON.
São Paulo
LATAM Hub
Miami
Americas Hub
Dubai
MENA Hub
Lisbon
EU Hub
Brazilians are among the top 3 foreign buyers of real estate in Florida — and among the fastest-growing HNWI populations globally. The capital is already moving.
— NAR 2024 · Capgemini 2025
SUMZERO starts in Brazil because Brazil is where the demand is densest, the informality is highest, and the infrastructure gap is most acute. The opportunity is local. The network is global.
009 / ACCESS
BELIEVE YOU BELONG HERE?
No invite? You can apply directly. We review every submission manually.
Platform exclusive to verified members with declared net worth above $1M. All candidates go through manual review.
Average response: 7 to 14 business days. Approval is not guaranteed — it is earned.
The network is small by design. Density of quality over volume of quantity. Always.